The author of this website is a lawyer licensed to practice in the state of Florida and the U.S. District Court, Middle District of Florida. It is against the law and it is unethical to provide legal advice or otherwise practice law in a venue where the attorney is not licensed. All of the bankruptcy information contained in this website is provided for educational purposes only. Please bear in mind that state law effects bankruptcy issues. General education helps people understand bankruptcy, but it is not a substitute for legal advice by a competent attorney who is licensed by the state and practices within the jurisdiction of the Court where a person files for bankruptcy. Further, not all Bankruptcy Courts interpret the U.S. Bankruptcy Code the same way. Consequently, attorneys familiar with the Court where the petition is filed in is imperative. The decision to hire an attorney is an important matter that should not be made on the basis of advertisements alone. We are a debt relief agency. Offices in Brandon, Florida .